Georgia Insurance Department
Agents Licensing Division
2 Martin Luther King Jr Drive
West Tower, Ste. 707
Atlanta, GA 30334
Phone: 404-656-2101
Toll-Free: 800-656-2298
Fax: 404-656-0874
Website: www.gainsurance.org
E-mail: Agents@mail.oci.state.ga.us
Agent & Adjuster Hour Requirements:
- 15 hrs annually (if licensed less than 20 years)
- 10 hrs annually (if licensed 20 years or more)
Line Specific Requirements: Courses must be in license type held
Flood
- 3 hrs - Property/Casualty agents who sell flood insurance policies must complete a one time 3 hour course on NFIP Basic Flood education
Ethics
- 3 hrs - Agent and Adjusters must complete 3 hrs of Ethics as a part of the total requirement
Education Methods:
- Classroom
- Self-Study*
- Online*
* Self-study or online final exams are required to be monitored by a disinterested non insurance-related third party (i.e., not a relative, friend or business associate).
Compliance Renewal Date:
- December 31, annually (renewals received 11/2 through 12/31 require a $15 late fee)
Carryover of Hours:
- Excess hours (to a maximum of 1/2 of CE requirement for the next renewal period) can be carried forward to the next renewal period)
- Excess Ethics hours may be applied to regular hours, but not carried forward as Ethics hours
Course Repetition:
- Courses can not be taken for credit more than once in a 2 year period (except courses on ethics, current issues or legislative updates)
Reporting Method:
- Course provider reports credits to the CE Administrator
Exemptions of CE Requirement:
- Non-residents
- Individuals who hold a nonactive license due to having been licensed as an agent for 10 consecutive years or more and do not perform insurance functions other than receiving renewal or deferred commissions
- Individuals that hold a CLU, CPCU, FLMI, CIC, CEBS, ChFC, CFP, CISR, CRM or AAI designation must complete 6 hrs annually (3 hrs being Ethics)
- Newly licensed individuals may use their prelicensing education certificate for CE credit for the first year